Solutions · Fraud Prevention

Stop fraud before it becomes a customer

Shell companies, synthetic businesses, sanctioned beneficiaries, and forged formation docs are built to pass a quick check. clearbound resolves what's really behind an application, and keeps watching after approval, so bad actors never make it through onboarding.

Get started free See risk monitoring

What we catch

The fraud patterns clearbound shuts down

Most business fraud isn't a single bad document; it's a structure designed to look ordinary. We resolve the entity, its owners, and its history so the structure gives itself away.

Shell companies

Recently formed, no operating history, a virtual-office address shared with dozens of entities, and no verifiable owners. We surface the formation-to-application gap and registered-agent clustering that gives shells away.

Synthetic businesses

Fabricated entities stitched from real and invented identifiers: a borrowed EIN, a mismatched legal name, a website with no footprint. Cross-source reconciliation breaks the illusion before it scales.

Sanctioned & hidden owners

UBO concealment through layered holding companies, nominee directors, and offshore intermediaries. We resolve ownership to your threshold and screen every real individual against OFAC, EU, UN, and PEP lists.

Document forgery

Altered formation certificates, recycled EIN letters, and templated proof-of-address. Tamper and authenticity checks flag edited fields, font mismatches, and documents reused across unrelated applicants.

Fronting & straw owners

A clean-looking signer placed in front of a barred or sanctioned principal. Adverse-media and relationship analysis expose the controlling party the application is built to hide.

Money-laundering typologies

High-risk industry signals, rapid serial formations, and circular ownership between applicants. Typology rules score the patterns regulators expect you to detect and document.

Detection in action

Risk scoring that explains itself

Every application runs through hundreds of signals: registry status, formation age, address reuse, ownership depth, document integrity, sanctions and adverse media. clearbound rolls them into one calibrated risk score so clean businesses sail through and fraud rises to the top of the queue.

Low scores auto-approve; high scores route straight to review
Each score ships with the exact signals that drove it
Thresholds tuned to your policy and risk appetite
Every decision captured as an auditable record

See how verification works

applications · risk queue

Apex Trading LLC · shell pattern risk 86

Meridian Group · UBO concealed risk 81

Vela Holdings · forged formation doc risk 74

Cobalt Imports · address reused ×31 review

Tide Market · adverse media hit review

Harbor Labs · fully verified approved

Northwind Ventures · verified approved

Layered defense

Scoring plus link analysis catches the rings

Individual checks stop individual bad actors. Fraud rings need more: clearbound links applications across your entire portfolio by shared owners, agents, addresses, and devices, so a network of shells formed the same week, controlled by the same hidden principal, gets caught as one coordinated attack.

Typology and policy rules you can read and version
Shared-entity graphing across every application
Velocity checks on serial and circular formations
Ring detections grouped into a single case to action

Explore continuous monitoring

# fraud-ring signal evaluation
rule shell_network {
  when shared.registered_agent >= 5
   and formation_age_days < 30
   and ubo.verified == false
  then flag("shell_ring", weight=40)
}

# → ring.detected
{
  "case_id": "ring_4f7a",
  "linked_applications": 9,
  "link_signals": ["agent", "address", "device"],
  "shared_ubo": "concealed",
  "decision": "decline_all"
}